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Starting January 1, 2025, BOBCARD users will notice key changes to the domestic airport lounge access program. The updated policy introduces a minimum spending requirement to qualify for complimentary lounge visits.
New spending criteria
The primary change is that access to domestic lounges will depend on meeting a minimum spending threshold in the previous calendar quarter.
This change applies to all cardholders, with specific details outlined below.
Eterna, Eterna - FD, Tiara, Varunah Premium cardholders will need to spend at least ₹40,000 in the preceding quarter to qualify for unlimited lounge visits.
Cards like Varunah Plus, The Sentinel, Rakshamah, and Yoddha will require a minimum spend of ₹20,000 for complimentary lounge access, with a limit of 2 to 3 visits per quarter, depending on the card type.
For those holding newly issued cards, the minimum spending requirement is waived for the first calendar quarter of card issuance.
However, this waiver is not available for card upgrades within the same quarter.
Here's a table summarising the complimentary lounge access benefits for different BOBCARD products based on the new criteria, effective from January 1, 2025:
(Source: BOBCARD website)
How to track your spending
Cardholders can track their quarterly spending via the transaction summary tab on the BOBCARD portal at www.bobcard.co.in or by using the BOBCARD mobile app.
Lounge access details
As of January 2025, cardholders will have access to a variety of lounges across major domestic airports, including Agartala, Ahmedabad, Amritsar, Bengaluru, and more.
These lounges will offer a comfortable place to relax before your flight, but the number of visits will depend on the card type and the spending criteria met in the previous quarter, BOBCARD said on its official website.
BOBCARD is a non-banking financial company (NBFC) that offers credit cards and merchant acquiring services. It is a subsidiary of Bank of Baroda.
New spending criteria
The primary change is that access to domestic lounges will depend on meeting a minimum spending threshold in the previous calendar quarter.
This change applies to all cardholders, with specific details outlined below.
Eterna, Eterna - FD, Tiara, Varunah Premium cardholders will need to spend at least ₹40,000 in the preceding quarter to qualify for unlimited lounge visits.
Cards like Varunah Plus, The Sentinel, Rakshamah, and Yoddha will require a minimum spend of ₹20,000 for complimentary lounge access, with a limit of 2 to 3 visits per quarter, depending on the card type.
For those holding newly issued cards, the minimum spending requirement is waived for the first calendar quarter of card issuance.
However, this waiver is not available for card upgrades within the same quarter.
Here's a table summarising the complimentary lounge access benefits for different BOBCARD products based on the new criteria, effective from January 1, 2025:
| Product | Number of Complimentary Lounge Visits | Quarterly Spend Criteria (Min. Spend Required) |
| Eterna | Unlimited | ₹40,000 in preceding calendar quarter |
| Eterna – FD | Unlimited | ₹40,000 in preceding calendar quarter |
| Tiara | Unlimited | ₹40,000 in preceding calendar quarter |
| ICAI Exclusive | 3 per quarter | ₹40,000 in preceding calendar quarter |
| ICMAI One | 3 per quarter | ₹40,000 in preceding calendar quarter |
| ICSI Diamond | 3 per quarter | ₹40,000 in preceding calendar quarter |
| Varunah Premium | Unlimited | ₹40,000 in preceding calendar quarter |
| Varunah Plus | 3 per quarter | ₹20,000 in preceding calendar quarter |
| The Sentinel | 2 per quarter | ₹20,000 in preceding calendar quarter |
| Rakshamah | 2 per quarter | ₹20,000 in preceding calendar quarter |
| Yoddha | 2 per quarter | ₹20,000 in preceding calendar quarter |
| Corporate | 2 per quarter | ₹20,000 in preceding calendar quarter |
| Premier | 1 per quarter | ₹20,000 in preceding calendar quarter |
| Premier – FD | 1 per quarter | ₹20,000 in preceding calendar quarter |
| HPCL | 1 per quarter | ₹20,000 in preceding calendar quarter |
(Source: BOBCARD website)
How to track your spending
Cardholders can track their quarterly spending via the transaction summary tab on the BOBCARD portal at www.bobcard.co.in or by using the BOBCARD mobile app.
Lounge access details
As of January 2025, cardholders will have access to a variety of lounges across major domestic airports, including Agartala, Ahmedabad, Amritsar, Bengaluru, and more.
These lounges will offer a comfortable place to relax before your flight, but the number of visits will depend on the card type and the spending criteria met in the previous quarter, BOBCARD said on its official website.
BOBCARD is a non-banking financial company (NBFC) that offers credit cards and merchant acquiring services. It is a subsidiary of Bank of Baroda.
First Published: Nov 28, 2024 10:54 AM IST
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