Your personal finance questions: ‘I am in my 50s and I have a PRSA. What are my options for taking early retirement?’

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As long as you wait until you are 60, you can ‘retire’ your PRSA and continue working without having to actually retire. Photo: Getty

Charlie Weston

Q I am in my 50s and have some health issues, so I’d like to retire early. I have a well-funded PRSA. What are my options?

​A Typically, with a PRSA (personal retirement savings accounts), you must usually wait until you are at least 60 to retire.