Democracy Dies in Darkness
Personal Finance

A year after paying off our 2.75% mortgage, we still have no regrets

Though many readers say my husband and I would have been better served investing all those extra house payments, we chose peace of mind.

Advice by
Columnist
May 24, 2024 at 7:00 a.m. EDT
(Washington Post illustration; iStock)
6 min

A year ago this month, my husband and I became mortgage-free.

We took out our last mortgage in September 2016, refinancing a 30-year loan into a 15-year term. We paid it off in seven years.

Shredding the debt has been exhilarating. The first of the month no longer elicits deep sighs when the loan payment automatically flies out of our household checking account.