Salman Ahmad Khan
Recruit
HDFC is aggressively pushing me to upgrade to Regalia Gold from Millenia. I don't feel that it's worth switching from LTF to non-LTF card. Has anyone else made the switch?
It is worth the fee for a guy who spends his points on travelStick with Millenia LTF, If you spend is mostly on online it is a great card.
Regalia Gold is not worth the Fee