Scor (OTCMKTS:SCRYY – Get Free Report) and Hannover Rück (OTC:HVRRF – Get Free Report) are both financial services companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, valuation, institutional ownership, analyst recommendations, earnings, risk and profitability.
Insider and Institutional Ownership
20.0% of Hannover Rück shares are held by institutional investors. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Analyst Recommendations
This is a breakdown of current ratings and recommmendations for Scor and Hannover Rück, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Scor | 0 | 2 | 3 | 0 | 2.60 |
| Hannover Rück | 2 | 0 | 0 | 0 | 1.00 |
Profitability
This table compares Scor and Hannover Rück’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Scor | 2.63% | 9.20% | 1.04% |
| Hannover Rück | N/A | N/A | N/A |
Valuation and Earnings
This table compares Scor and Hannover Rück’s revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Scor | $20.79 billion | 0.25 | -$317.13 million | $0.28 | 10.54 |
| Hannover Rück | N/A | N/A | N/A | $7.97 | 27.32 |
Hannover Rück has lower revenue, but higher earnings than Scor. Scor is trading at a lower price-to-earnings ratio than Hannover Rück, indicating that it is currently the more affordable of the two stocks.
Dividends
Scor pays an annual dividend of $0.10 per share and has a dividend yield of 3.4%. Hannover Rück pays an annual dividend of $2.25 per share and has a dividend yield of 1.0%. Scor pays out 35.7% of its earnings in the form of a dividend. Hannover Rück pays out 28.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Summary
Scor beats Hannover Rück on 8 of the 12 factors compared between the two stocks.
About Scor
SCOR SE, together with its subsidiaries, provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific. It operates in two segments, SCOR P&C and SCOR L&H. The SCOR P&C segment offers reinsurance products in the areas of property, motors, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, engineering, agricultural risks, and property catastrophes; specialties insurance products, including business solutions, political and credit risks, cyber, and environmental liability; and business ventures and partnerships. The SCOR L&H segment provides life reinsurance products, such as protection for mortality, morbidity, behavioral risks, disability, long-term care, critical illness, medical, and personal accident. This segment also provides financial solutions that combine traditional life reinsurance with financial components and provide liquidity, balance sheet, solvency, and income improvements to clients; longevity solutions that include products covering the risk of negative deviation from expected results due to the insured or annuitant living longer than assumed in the pricing of insurance covers provided by insurers or pension funds; and distribution solutions. In addition, it is involved in the asset management business. The company was founded in 1970 and is headquartered in Paris, France.
About Hannover Rück
Hannover Rück SE, together with its subsidiaries, provides reinsurance products and services worldwide. It operates through Property & Casualty Reinsurance, and Life & Health Reinsurance segments. The company offers property and casualty reinsurance solutions for agricultural, livestock, and bloodstock businesses; aviation and space businesses; catastrophe XL business; credit, surety, and political risks businesses; facultative business; and marine and offshore energy businesses, as well as insurance-linked securities and structured reinsurance. It also provides risk solutions in the areas of critical illness, disability, health, longevity, long term care, and mortality. In addition, the company offers group and individual retirement and lifestyle, credit life, and Takaful reinsurance products. Further, it provides various financial solutions, including new-business financing; monetization of embedded value; reserve and solvency relief; and divestiture of non-core businesses. The company was formerly known as Hannover Rückversicherung AG and changed its name to Hannover Rück SE in March 2013. The company was founded in 1966 and is based in Hanover, Germany. Hannover Rück SE operates as a subsidiary of Talanx AG.
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