International General Insurance (NASDAQ:IGIC – Get Free Report) and Direct Line Insurance Group (OTCMKTS:DIISY – Get Free Report) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, analyst recommendations, profitability, valuation, earnings, risk and institutional ownership.
Valuation and Earnings
This table compares International General Insurance and Direct Line Insurance Group’s revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| International General Insurance | $491.14 million | 1.07 | $85.46 million | $2.50 | 4.46 |
| Direct Line Insurance Group | N/A | N/A | N/A | $0.90 | 9.35 |
International General Insurance has higher revenue and earnings than Direct Line Insurance Group. International General Insurance is trading at a lower price-to-earnings ratio than Direct Line Insurance Group, indicating that it is currently the more affordable of the two stocks.
Dividends
Institutional & Insider Ownership
71.7% of International General Insurance shares are held by institutional investors. Comparatively, 0.3% of Direct Line Insurance Group shares are held by institutional investors. 20.1% of International General Insurance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
Profitability
This table compares International General Insurance and Direct Line Insurance Group’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| International General Insurance | 25.45% | 24.41% | 6.60% |
| Direct Line Insurance Group | N/A | N/A | N/A |
Analyst Ratings
This is a summary of recent recommendations and price targets for International General Insurance and Direct Line Insurance Group, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| International General Insurance | 0 | 0 | 1 | 0 | 3.00 |
| Direct Line Insurance Group | 1 | 3 | 2 | 0 | 2.17 |
International General Insurance presently has a consensus target price of $12.00, suggesting a potential upside of 7.53%. Given International General Insurance’s stronger consensus rating and higher probable upside, equities analysts plainly believe International General Insurance is more favorable than Direct Line Insurance Group.
Summary
International General Insurance beats Direct Line Insurance Group on 10 of the 13 factors compared between the two stocks.
About International General Insurance
International General Insurance Holdings Ltd. provides specialty insurance and reinsurance solutions worldwide. It operates through three segments: Specialty Long-tail, Specialty Short-tail, and Reinsurance. The company underwrites a portfolio of specialty risks, including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, marine, contingency, treaty, and casualty reinsurance. International General Insurance Holdings Ltd. was founded in 2001 and is based in Amman, Jordan.
About Direct Line Insurance Group
Direct Line Insurance Group plc engages in the provision of general insurance products and services in the United Kingdom. The company operates through four segments: Motor, Home, Rescue and Other Personal Lines, and Commercial. It offers motor, home, rescue, travel, creditor, and pet insurance products, as well as insurance for mid-to-high-net worth customers; and commercial insurance for small and medium-sized enterprises. The company also provides claims and capital management, motor vehicle repair, insurance intermediary, support and operational, legal, and breakdown recovery services. It sells its insurance products directly through price comparison Websites and phone, as well as through partners and brokers under the Direct Line, Churchill, Green Flag, NIG, Direct Line for Business, Privilege, Darwin, and DLG Auto Services brands. The company was formerly known as RBS Insurance Group Limited and changed its name to Direct Line Insurance Group plc in February 2012. Direct Line Insurance Group plc was founded in 1985 and is based in Bromley, the United Kingdom.
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