Head-To-Head Survey: FinVolution Group (NYSE:FINV) vs. Better Home & Finance (NASDAQ:BETR)

FinVolution Group (NYSE:FINVGet Free Report) and Better Home & Finance (NASDAQ:BETRGet Free Report) are both small-cap financial services companies, but which is the better stock? We will compare the two companies based on the strength of their risk, valuation, dividends, analyst recommendations, profitability, institutional ownership and earnings.

Analyst Ratings

This is a summary of recent ratings and recommmendations for FinVolution Group and Better Home & Finance, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
FinVolution Group 0 1 3 0 2.75
Better Home & Finance 0 0 0 0 N/A

FinVolution Group presently has a consensus price target of $5.86, indicating a potential upside of 14.23%. Given FinVolution Group’s higher possible upside, research analysts clearly believe FinVolution Group is more favorable than Better Home & Finance.

Insider & Institutional Ownership

31.2% of FinVolution Group shares are owned by institutional investors. Comparatively, 0.6% of Better Home & Finance shares are owned by institutional investors. 44.0% of FinVolution Group shares are owned by company insiders. Comparatively, 29.5% of Better Home & Finance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Earnings and Valuation

This table compares FinVolution Group and Better Home & Finance’s top-line revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
FinVolution Group $1.61 billion 0.90 $328.60 million $1.22 4.20
Better Home & Finance N/A N/A $8.74 million 0.07 14.57

FinVolution Group has higher revenue and earnings than Better Home & Finance. FinVolution Group is trading at a lower price-to-earnings ratio than Better Home & Finance, indicating that it is currently the more affordable of the two stocks.

Volatility and Risk

FinVolution Group has a beta of 0.73, suggesting that its share price is 27% less volatile than the S&P 500. Comparatively, Better Home & Finance has a beta of 1.21, suggesting that its share price is 21% more volatile than the S&P 500.

Profitability

This table compares FinVolution Group and Better Home & Finance’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
FinVolution Group 20.69% 20.76% 12.09%
Better Home & Finance N/A 50.95% 3.25%

Summary

FinVolution Group beats Better Home & Finance on 9 of the 12 factors compared between the two stocks.

About FinVolution Group

(Get Free Report)

FinVolution Group operates in the online consumer finance industry. The company operates a fintech platform that is empowered by proprietary technologies connects underserved borrowers with financial institutions. It operates in China and internationally. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People's Republic of China.

About Better Home & Finance

(Get Free Report)

Better Mortgage Corporation operates as a mortgage banks and brokers company. It was formerly known as Avex Funding Corporation and changed its name to Better Mortgage Corporation in January 2017. The company is based in New York, New York.

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