Analyzing Atrium Mortgage Investment (OTCMKTS:AMIVF) & Home Point Capital (NASDAQ:HMPT)

Atrium Mortgage Investment (OTCMKTS:AMIVFGet Free Report) and Home Point Capital (NASDAQ:HMPTGet Free Report) are both financial services companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, institutional ownership, valuation, dividends, earnings and profitability.

Analyst Ratings

This is a summary of recent recommendations for Atrium Mortgage Investment and Home Point Capital, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Atrium Mortgage Investment 0 0 0 0 N/A
Home Point Capital 1 3 1 0 2.00

Atrium Mortgage Investment currently has a consensus price target of $13.00, suggesting a potential upside of 49.77%. Home Point Capital has a consensus price target of $2.04, suggesting a potential downside of 12.00%. Given Atrium Mortgage Investment’s higher probable upside, analysts clearly believe Atrium Mortgage Investment is more favorable than Home Point Capital.

Insider & Institutional Ownership

93.7% of Home Point Capital shares are owned by institutional investors. 2.1% of Home Point Capital shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares Atrium Mortgage Investment and Home Point Capital’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Atrium Mortgage Investment N/A N/A N/A
Home Point Capital -63.98% -29.08% -6.07%

Valuation and Earnings

This table compares Atrium Mortgage Investment and Home Point Capital’s gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Atrium Mortgage Investment N/A N/A N/A $0.77 11.22
Home Point Capital $255.60 million 1.26 -$163.45 million ($2.24) -1.04

Atrium Mortgage Investment has higher earnings, but lower revenue than Home Point Capital. Home Point Capital is trading at a lower price-to-earnings ratio than Atrium Mortgage Investment, indicating that it is currently the more affordable of the two stocks.

Summary

Atrium Mortgage Investment beats Home Point Capital on 6 of the 10 factors compared between the two stocks.

About Atrium Mortgage Investment

(Get Free Report)

Atrium Mortgage Investment Corporation, a non-bank lender, provides residential and commercial mortgages services in Canada. The company offers various types of mortgage loans, such as land and development financing, construction and mezzanine financing, and commercial term and bridge financing services for residential, multi-residential, and commercial real properties. Atrium Mortgage Investment Corporation was incorporated in 2001 and is headquartered in Toronto, Canada.

About Home Point Capital

(Get Free Report)

Home Point Capital Inc., together with its subsidiaries, operates as a residential mortgage originator and service provider. It operates through two segments, Origination and Servicing. The Origination segment sources loans through direct and wholesale. The Servicing segment offers collecting loan payments, remitting payments to investors, sending monthly statements, managing escrow accounts, servicing delinquent loan work-outs, and managing and disposing of foreclosed properties. The company was incorporated in 2014 and is headquartered in Ann Arbor, Michigan. As of July 31, 2023, Home Point Capital Inc. operates as a subsidiary of Mr. Cooper Group Inc.

Receive News & Ratings for Atrium Mortgage Investment Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Atrium Mortgage Investment and related companies with MarketBeat.com's FREE daily email newsletter.