Financial Analysis: Kinsale Capital Group (NYSE:KNSL) vs. PICC Property and Casualty (OTCMKTS:PPCCY)

Kinsale Capital Group (NYSE:KNSL – Get Free Report) and PICC Property and Casualty (OTCMKTS:PPCCY – Get Free Report) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, profitability, earnings, analyst recommendations, valuation, institutional ownership and risk.

Analyst Recommendations

This is a breakdown of recent ratings and price targets for Kinsale Capital Group and PICC Property and Casualty, as reported by MarketBeat.com.

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Kinsale Capital Group presently has a consensus price target of $359.00, suggesting a potential downside of 0.97%. Given Kinsale Capital Group’s higher probable upside, research analysts plainly believe Kinsale Capital Group is more favorable than PICC Property and Casualty.

Profitability

This table compares Kinsale Capital Group and PICC Property and Casualty’s net margins, return on equity and return on assets.

Insider and Institutional Ownership

86.4% of Kinsale Capital Group shares are held by institutional investors. 6.0% of Kinsale Capital Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Valuation and Earnings

This table compares Kinsale Capital Group and PICC Property and Casualty’s top-line revenue, earnings per share (EPS) and valuation.

Kinsale Capital Group has higher revenue and earnings than PICC Property and Casualty. PICC Property and Casualty is trading at a lower price-to-earnings ratio than Kinsale Capital Group, indicating that it is currently the more affordable of the two stocks.

Dividends

Kinsale Capital Group pays an annual dividend of $0.56 per share and has a dividend yield of 0.2%. PICC Property and Casualty pays an annual dividend of $9.84 per share and has a dividend yield of 36.1%. Kinsale Capital Group pays out 7.1% of its earnings in the form of a dividend. PICC Property and Casualty pays out 49.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Kinsale Capital Group has increased its dividend for 7 consecutive years.

Summary

Kinsale Capital Group beats PICC Property and Casualty on 11 of the 13 factors compared between the two stocks.

About Kinsale Capital Group

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Kinsale Capital Group, Inc., a specialty insurance company, provides property and casualty insurance products in the United States. The company's commercial lines offerings include construction, small business, excess and general casualty, commercial property, allied health, life sciences, energy, environmental, health care, inland marine, public entity, and commercial insurance, as well as product, professional, and management liability insurance. It markets and sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.

About PICC Property and Casualty

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PICC Property and Casualty Company Limited, together with its subsidiaries, operates as a property and casualty insurance company in the People's Republic of China. The company operates through Motor Vehicle; Commercial Property; Cargo; Liability; Accidental Injury and Health; Agriculture; Credit and Surety; and Others segments. It also offers accidental injury and medical expenses, short-term health, homeowners, special risk, marine hull, construction, and other insurance products. In addition, the company provides reinsurance, investment and funds application, insurance and claim handling agency, training, information technology and business, and property management services. The company was incorporated in 2003 and is based in Beijing, China. PICC Property and Casualty Company Limited is a subsidiary of The People's Insurance Company (Group) of China Limited.

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