Critical Comparison: Origin Bancorp (OBK) versus Its Peers

Origin Bancorp (NASDAQ:OBKGet Rating) is one of 288 public companies in the “State commercial banks” industry, but how does it contrast to its rivals? We will compare Origin Bancorp to related businesses based on the strength of its analyst recommendations, profitability, valuation, earnings, dividends, risk and institutional ownership.

Risk and Volatility

Origin Bancorp has a beta of 0.89, indicating that its stock price is 11% less volatile than the S&P 500. Comparatively, Origin Bancorp’s rivals have a beta of 0.58, indicating that their average stock price is 42% less volatile than the S&P 500.

Institutional & Insider Ownership

52.2% of Origin Bancorp shares are held by institutional investors. Comparatively, 51.4% of shares of all “State commercial banks” companies are held by institutional investors. 6.2% of Origin Bancorp shares are held by insiders. Comparatively, 10.5% of shares of all “State commercial banks” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Analyst Recommendations

This is a summary of recent ratings and target prices for Origin Bancorp and its rivals, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Origin Bancorp 0 0 0 0 N/A
Origin Bancorp Competitors 945 7275 5881 276 2.38

As a group, “State commercial banks” companies have a potential upside of 54.91%. Given Origin Bancorp’s rivals higher probable upside, analysts clearly believe Origin Bancorp has less favorable growth aspects than its rivals.

Dividends

Origin Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 2.0%. Origin Bancorp pays out 18.7% of its earnings in the form of a dividend. As a group, “State commercial banks” companies pay a dividend yield of 3.7% and pay out 31.1% of their earnings in the form of a dividend.

Earnings & Valuation

This table compares Origin Bancorp and its rivals top-line revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Origin Bancorp $347.14 million $87.71 million 9.24
Origin Bancorp Competitors $2.01 billion $339.44 million 9.09

Origin Bancorp’s rivals have higher revenue and earnings than Origin Bancorp. Origin Bancorp is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Profitability

This table compares Origin Bancorp and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Origin Bancorp 20.47% 10.45% 0.97%
Origin Bancorp Competitors 25.01% 13.15% 1.16%

Summary

Origin Bancorp rivals beat Origin Bancorp on 8 of the 12 factors compared.

Origin Bancorp Company Profile

(Get Rating)

Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, and Mississippi. It offers noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development, consumer, residential real estate, commercial and industrial, mortgage warehouse, residential mortgage, and paycheck protection program loans. The company also offers personal and commercial property, and casualty insurance products; and Internet banking and voice response information, mobile applications, cash management, overdraft protection, direct deposit, safe deposit box, U.S. savings bonds, and automatic account transfer services; and treasury management, mortgage origination and servicing facilities, peer-to-peer electronic pay solutions, and personal financial management solutions. The company was founded in 1912 and is headquartered in Ruston, Louisiana.

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