Mechanics Bank (OTC:MCHB – Get Rating) is one of 213 public companies in the “Banks—Regional” industry, but how does it weigh in compared to its competitors? We will compare Mechanics Bank to related companies based on the strength of its earnings, risk, dividends, profitability, analyst recommendations, institutional ownership and valuation.
Analyst Recommendations
This is a breakdown of current recommendations and price targets for Mechanics Bank and its competitors, as reported by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Mechanics Bank | 0 | 0 | 0 | 0 | N/A |
| Mechanics Bank Competitors | 984 | 2755 | 2730 | 5 | 2.27 |
As a group, “Banks—Regional” companies have a potential upside of 510.76%. Given Mechanics Bank’s competitors higher probable upside, analysts clearly believe Mechanics Bank has less favorable growth aspects than its competitors.
Profitability
| Net Margins | Return on Equity | Return on Assets | |
| Mechanics Bank | N/A | N/A | N/A |
| Mechanics Bank Competitors | 37.83% | 8.70% | 0.76% |
Earnings and Valuation
This table compares Mechanics Bank and its competitors gross revenue, earnings per share and valuation.
| Gross Revenue | Net Income | Price/Earnings Ratio | |
| Mechanics Bank | N/A | N/A | 15.48 |
| Mechanics Bank Competitors | $2.79 billion | $680.11 million | 372.10 |
Mechanics Bank’s competitors have higher revenue and earnings than Mechanics Bank. Mechanics Bank is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.
Dividends
Mechanics Bank pays an annual dividend of $300.00 per share and has a dividend yield of 1.3%. Mechanics Bank pays out 20.0% of its earnings in the form of a dividend. As a group, “Banks—Regional” companies pay a dividend yield of 11.8% and pay out 15.2% of their earnings in the form of a dividend. Mechanics Bank lags its competitors as a dividend stock, given its lower dividend yield and higher payout ratio.
Insider and Institutional Ownership
2.4% of Mechanics Bank shares are held by institutional investors. Comparatively, 32.2% of shares of all “Banks—Regional” companies are held by institutional investors. 16.2% of shares of all “Banks—Regional” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Summary
Mechanics Bank competitors beat Mechanics Bank on 10 of the 10 factors compared.
About Mechanics Bank
Mechanics Bank provides various financial services for individuals, families, small businesses, municipalities, and non-profits in communities in Greater San Francisco, Sacramento, Los Angeles, and San Diego areas and throughout the Central Valley in California. The company offers checking and savings accounts. It also provides home and auto loans; term loans and lines of credit, multi-family lending, commercial real estate loans, owner-occupied real estate loans, equipment financing, and trade services and letters of credit; and small business administration loans. In addition, the company offers credit and debit cards; payable and receivable solutions, fraud prevention, and cash management services; merchant and payroll services, paycheck protection program solutions, and workplace benefit plans; foreign currency, cashier's checks, wire transfers, overdraft, deposit and treasury, trust and estate, investment and asset management, retirement planning, and wealth management services; and online and mobile banking services. Mechanics Bank was founded in 1905 and is headquartered in Walnut Creek, California.
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