Your personal finance questions: Is my daughter’s heart issue relevant when getting travel cover?​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​

Plus: Is my pension money safe as US banks have solvency worries?

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Charlie Weston

Q. I have just booked a family holiday abroad this summer and am about to get travel insurance. My daughter has a mild heart condition. Do I need to disclose this to the travel insurer when buying the cover?