DNB Bank ASA (OTCMKTS:DNBBY – Get Rating) and Crédit Agricole (OTCMKTS:CRARY – Get Rating) are both large-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, valuation, dividends, risk, institutional ownership, analyst recommendations and profitability.
Analyst Ratings
This is a summary of recent ratings and target prices for DNB Bank ASA and Crédit Agricole, as reported by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| DNB Bank ASA | 1 | 2 | 2 | 0 | 2.20 |
| Crédit Agricole | 3 | 6 | 1 | 0 | 1.80 |
DNB Bank ASA presently has a consensus price target of $161.00, indicating a potential upside of 825.18%. Crédit Agricole has a consensus price target of $11.26, indicating a potential upside of 89.17%. Given DNB Bank ASA’s stronger consensus rating and higher probable upside, analysts clearly believe DNB Bank ASA is more favorable than Crédit Agricole.
Institutional & Insider Ownership
Earnings & Valuation
This table compares DNB Bank ASA and Crédit Agricole’s gross revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| DNB Bank ASA | $7.12 billion | 3.79 | $2.95 billion | N/A | N/A |
| Crédit Agricole | $25.08 billion | 1.44 | $5.73 billion | $0.88 | 6.76 |
Crédit Agricole has higher revenue and earnings than DNB Bank ASA.
Dividends
DNB Bank ASA pays an annual dividend of $1.00 per share and has a dividend yield of 5.7%. Crédit Agricole pays an annual dividend of $0.42 per share and has a dividend yield of 7.1%. Crédit Agricole pays out 47.7% of its earnings in the form of a dividend.
Volatility & Risk
DNB Bank ASA has a beta of 1.26, suggesting that its stock price is 26% more volatile than the S&P 500. Comparatively, Crédit Agricole has a beta of 1.59, suggesting that its stock price is 59% more volatile than the S&P 500.
Profitability
This table compares DNB Bank ASA and Crédit Agricole’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| DNB Bank ASA | 36.11% | 11.69% | 0.89% |
| Crédit Agricole | 22.61% | 6.38% | 0.24% |
Summary
DNB Bank ASA beats Crédit Agricole on 10 of the 14 factors compared between the two stocks.
About DNB Bank ASA
DNB Bank ASA provides financial services for retail and corporate customers in Norway and internationally. The company offers personal banking products and services, including savings and investment products; loans, such as home mortgages, and car and consumer loans; pet, home and property, travel, and personal insurance products, as well as insurance products for vehicles; retirement savings products; foreign exchange and treasury activities; and Internet and mobile banking services, as well as cards. It also provides business banking products and services comprising savings and investment products consisting of savings accounts, fixed rate deposits, exchange traded products, bonds and commercial papers, asset management, and equity services; financing, such as installment loans, overdraft facility, bank guarantees, leasing, factoring, and trade and export financing services; transaction banking services; research, commodities, bonds and commercial papers, corporate finance, debt capital market, equities, foreign exchange and interest rates, and securities services; and Internet services, including online equity trading, online FX trading, e-confirmation, equities execution, and investor and margin accounts, as well as pension services. In addition, the company provides investment banking services, such as mergers and acquisition, and equity and debt capital market services; foreign exchange, interest rates, equities, commodities, fixed income, research, private equity, and securities services; and corporate banking services. Further, it offers private banking services. The company offers its products and services to various sectors, including energy; financial institutions; healthcare; manufacturing; packaging and forest products; seafood; shipping, offshore, and logistics; and telecom, media, and technology. DNB Bank ASA was founded in 1822 and is headquartered in Oslo, Norway.
About Crédit Agricole
Crédit Agricole SA engages in the provision of banking and financial services. It operates through the following segments: Asset Gathering, Large customers, Specialised Financial Services, French Retail Banking-LCL, International Retail Banking and Corporate Centre. The Asset Gathering segment offers: asset management activities; asset servicing for institutions; life insurance and personal insurance; property and casualty insurance; credit insurance activities; and private banking activities conducted mainly by CA Indosuez Private Banking and by Crédit Agricole subsidiaries. The Large customers segment operates in capital markets, investment banking, and financing activities. The Specialised Financial Services segment provides financial products and services to individual customers, small businesses, corporates and local authorities in France and abroad. The French Retail Banking-LCL segment offers a full range of banking products and services, together with asset management, insurance and wealth management products. The International Retail Banking segment encompasses international subsidiaries and equity investments that are mainly involved in Retail Banking. The Corporate Cen
Receive News & Ratings for DNB Bank ASA Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for DNB Bank ASA and related companies with MarketBeat.com's FREE daily email newsletter.
