Atlantic Union Bankshares (NASDAQ:AUB – Get Rating) and HarborOne Bancorp (NASDAQ:HONE – Get Rating) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, earnings, profitability, institutional ownership, dividends, analyst recommendations and valuation.
Profitability
This table compares Atlantic Union Bankshares and HarborOne Bancorp’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Atlantic Union Bankshares | 30.11% | 9.68% | 1.16% |
| HarborOne Bancorp | 19.89% | 7.29% | 0.93% |
Earnings & Valuation
This table compares Atlantic Union Bankshares and HarborOne Bancorp’s revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Atlantic Union Bankshares | $778.96 million | 3.12 | $234.51 million | $2.97 | 10.93 |
| HarborOne Bancorp | $202.53 million | 2.66 | $45.59 million | $0.97 | 11.66 |
Dividends
Atlantic Union Bankshares pays an annual dividend of $1.20 per share and has a dividend yield of 3.7%. HarborOne Bancorp pays an annual dividend of $0.30 per share and has a dividend yield of 2.7%. Atlantic Union Bankshares pays out 40.4% of its earnings in the form of a dividend. HarborOne Bancorp pays out 30.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Atlantic Union Bankshares has raised its dividend for 12 consecutive years and HarborOne Bancorp has raised its dividend for 3 consecutive years. Atlantic Union Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Analyst Recommendations
This is a summary of recent recommendations for Atlantic Union Bankshares and HarborOne Bancorp, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Atlantic Union Bankshares | 0 | 1 | 3 | 0 | 2.75 |
| HarborOne Bancorp | 0 | 3 | 0 | 0 | 2.00 |
Atlantic Union Bankshares currently has a consensus price target of $42.25, suggesting a potential upside of 30.20%. HarborOne Bancorp has a consensus price target of $13.75, suggesting a potential upside of 21.57%. Given Atlantic Union Bankshares’ stronger consensus rating and higher probable upside, analysts plainly believe Atlantic Union Bankshares is more favorable than HarborOne Bancorp.
Risk & Volatility
Atlantic Union Bankshares has a beta of 1.05, suggesting that its share price is 5% more volatile than the S&P 500. Comparatively, HarborOne Bancorp has a beta of 0.68, suggesting that its share price is 32% less volatile than the S&P 500.
Institutional & Insider Ownership
70.5% of Atlantic Union Bankshares shares are owned by institutional investors. Comparatively, 55.0% of HarborOne Bancorp shares are owned by institutional investors. 0.9% of Atlantic Union Bankshares shares are owned by insiders. Comparatively, 6.0% of HarborOne Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
Summary
Atlantic Union Bankshares beats HarborOne Bancorp on 14 of the 17 factors compared between the two stocks.
About Atlantic Union Bankshares
Atlantic Union Bankshares Corp. is a bank holding company, which engages in the provision of financial services. It specializes in offering community banking services. Its services include checking, savings, lending, credit cards, online and mobile banking, treasury management, business eBanking, and wealth management. The company was founded in July 1993 and is headquartered in Richmond, VA.
About HarborOne Bancorp
HarborOne Bancorp, Inc. is a bank holding company, which engages in the ownership of all the outstanding stock of HarborOne Bank, a state-chartered trust company. It operates under the HarborOne Bank and HarborOne Mortgage segments. The HarborOne Bank segment focuses on generating the consolidated net interest income and requires the provision for credit losses. The HarborOne Mortgage segment focuses on noninterest income. The company was founded in 2016 and is headquartered in Brockton, MA.
Receive News & Ratings for Atlantic Union Bankshares Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Atlantic Union Bankshares and related companies with MarketBeat.com's FREE daily email newsletter.
