GrandSouth Bancorporation (OTCMKTS:GRRB – Get Rating) and ECB Bancorp (NASDAQ:ECBK – Get Rating) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, earnings, risk and dividends.
Valuation & Earnings
This table compares GrandSouth Bancorporation and ECB Bancorp’s top-line revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| GrandSouth Bancorporation | $58.82 million | 3.49 | $16.11 million | N/A | N/A |
| ECB Bancorp | $25.04 million | 4.82 | $2.72 million | N/A | N/A |
GrandSouth Bancorporation has higher revenue and earnings than ECB Bancorp.
Institutional and Insider Ownership
Analyst Recommendations
This is a summary of current ratings and target prices for GrandSouth Bancorporation and ECB Bancorp, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| GrandSouth Bancorporation | 0 | 0 | 0 | 0 | N/A |
| ECB Bancorp | 0 | 0 | 0 | 0 | N/A |
Profitability
This table compares GrandSouth Bancorporation and ECB Bancorp’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| GrandSouth Bancorporation | 26.83% | 17.54% | 1.36% |
| ECB Bancorp | 8.90% | 2.25% | 0.32% |
Summary
GrandSouth Bancorporation beats ECB Bancorp on 6 of the 8 factors compared between the two stocks.
About GrandSouth Bancorporation
GrandSouth Bancorporation operates as the bank holding company for GrandSouth Bank that provides banking services to individuals and businesses. It accepts checking accounts, savings accounts, money market accounts, various term certificates of deposit, and individual retirement accounts. The company also offers one-to-four family residential, commercial real estate, home equity and lines of credit, residential construction and other construction and land, and commercial loans; and consumer loans comprising loans secured by personal property, such as automobiles, marketable securities, and boats and motorcycles, as well as unsecured consumer debt. In addition, it invests in investment securities, as well as provides specialty floor plan lending to small auto dealerships under the CarBucks trade name. The company operates through eight branches across South Carolina. GrandSouth Bancorporation was founded in 1998 and is based in Greenville, South Carolina.
About ECB Bancorp
ECB Bancorp, Inc. focuses on operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, IRAs, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. It also offers one- to four-family residential real estate, commercial real estate and multifamily real estate, construction and land, commercial, and consumer loans, as well as home equity loans and lines of credit. In addition, the company invests in securities, consisting primarily of U.S. government and federal agency obligations, mortgage-backed securities, and corporate bonds. It operates through two full-service banking offices located in Everett, Massachusetts and Lynnfield, Massachusetts. The company was founded in 1890 and is based in Everett, Massachusetts.
Receive News & Ratings for GrandSouth Bancorporation Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for GrandSouth Bancorporation and related companies with MarketBeat.com's FREE daily email newsletter.
