SNAP Benefits: Can You Use EBT Card/Food Stamps To Purchase Hot Food?
SNAP gives eligible low-income households extra food-purchasing assistance to supplement food budgets. Funded by the U.S. Department of Agriculture and administered at the state level, SNAP benefits can only be used to purchase eligible items.
Read: 10 Cheap Aldi Grocery Products To Start Buying Now
Learn: 3 Signs You’re Serious About Raising Your Credit Score
According to the USDA, EBT cards, which are linked to SNAP accounts, can only be used to purchase:
Fruits and vegetables
Meat and fish
Dairy
Breads and cereals
Snack foods and non-alcoholic beverages
Seeds and plants that produce food for the household to eat
Generally, food that is hot when sold or food that is sold to be eaten in the store cannot be purchased with your EBT card. This also rules out rotisserie chicken and prepared deli foods. However, you may be able to purchase a hot meal at a restaurant using your SNAP benefits if your state participates in the Restaurant Meals Program.
The RMP is a state option that allows particular SNAP recipients who might not be able to prepare a meal for themselves to buy prepared meals at restaurants with their SNAP benefits.
Take Our Poll: Do You Think Bankruptcy Is an Acceptable Way To Escape Student Loan Debt?
The SNAP recipient must reside in a state with the RMP, and all members of the household must meet at least one of the following eligibility criteria:
60 years of age or older
Disabled
Homeless
The spouse of a SNAP recipient who is eligible for RMP
Currently, only seven states participate in RMP, including, Arizona, California, Illinois, Maryland, Michigan, Rhode Island and Virginia. However, not all counties offer RMP, and not every restaurant participates in the program.
If you’re eligible to use your SNAP benefits at restaurants, make sure to call ahead to check whether or not that location accepts EBT cards as payment for meals.
More From GOBankingRates
Keep an Eye Out for Rare Dime Worth as Much as $2,000 -- How To Spot It
Financial Insight in Your Inbox: Sign Up for GBR's Daily Newsletter
This article originally appeared on GOBankingRates.com: SNAP Benefits: Can You Use EBT Card/Food Stamps To Purchase Hot Food?