MF portfolio doctor: Early start brings Ramteke's ambitious goals within easy reach

Not many investors know whether they have invested in the right funds and if their fund portfolio is on track. The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals.

Anup Ramteke is saving for multiple goals. Here’s what the doctor has advised:


PORTFOLIO CHECK-UP
Note from the doctor
Take loan to fund kids’ education goals
Shravan Kumar is saving for his children’s studies and retirement. Here’s what the doctor advised:


PORTFOLIO CHECK-UP

• Investing in equity funds for past 4-5 years.
• Education goals are ambitious and take up all resources.
• Nothing left to fund retirement.
• Take loan for education instead.
• Review investments and rebalance at least once in a year.
• Reduce risk when goal is near so that you don’t miss the target.

WRITE TO US FOR HELP
If you want your portfolio examined, write to etwealth@timesgroup.com with “Portfolio Doctor” as the subject. Mention the following information:

• Names of the funds you hold.
• If you have SIPs running in any of them.
• The financial goals for which you invested.
• How much you need for each financial goal.
• How far away is each goal.