Getty ImagesYes Bank has revised its fixed deposit interest rates for amounts below Rs 2 crore with effect from January 3, 2023. The bank will now offer FD interest rates between 3.25% and 7% on tenures ranging from 7 days to 10 years on regular deposits.
Special FD tenure
Yes Bank has launched a new special tenor of 15 months with an interest rate of 7.75% for senior persons and 7.25% for the general public, effective from January 3, 2023. Yes Bank launched a special 30-month FD tenure with an interest rate of 7.50% for everyone and 8.00% for senior persons, which became effective on December 9, 2022.
In October, Yes Bank launched a special FD with a tenure of 20 months to less than 22 months with an interest rate of 7.25% for regular investors and 7.75% for senior citizens.
Yes Bank fixed deposit interest rate
On deposits that mature in the next 7 to 14 days, Yes Bank is offering an interest rate of 3.70%, and on deposits that mature in the following 15 to 45 days, it offers an interest rate of 3.25%. Deposits with tenors of 46 days to 90 days will now earn interest at a rate of 4.10%, while those with tenors of 91 days to 180 days will now earn interest at a rate of 4.75%.
The interest rate for deposits maturing in the 181 days to 271 days is now 5.75%, while the interest rate for deposits maturing in the next 272 days to a year is now 6.00%. Currently, Yes Bank offers deposits with maturities ranging from 1 year to 120 months with a maximum standard rate of 7% per year.
Yes Bank senior citizen FD rates
The bank will now offer interest rates between 3.75% and 7.75% on tenures ranging from 7 days to 10 years on regular deposits for senior citizens. On special deposits, senior citizens can earn highest interest rate of 7.50% and 8.24% for senior citizens.
Special FD tenure
Yes Bank has launched a new special tenor of 15 months with an interest rate of 7.75% for senior persons and 7.25% for the general public, effective from January 3, 2023. Yes Bank launched a special 30-month FD tenure with an interest rate of 7.50% for everyone and 8.00% for senior persons, which became effective on December 9, 2022.
In October, Yes Bank launched a special FD with a tenure of 20 months to less than 22 months with an interest rate of 7.25% for regular investors and 7.75% for senior citizens.
| Period | Effective from | Regular | Senior Citizens*** |
| Interest Rates | Interest Rates | ||
| FD - 15 | 3-Jan-23 | 7.25% | 7.75% |
| (Tenure : 15 months) | |||
| FD - 30 | 9-Dec-22 | 7.50% | 8.00% |
| (Tenure : 30 months) | |||
| FD 20-22 | 12-Oct-22 | 7.25% | 7.75% |
| (Tenure : 20 months to 22 months) |
Yes Bank fixed deposit interest rate
On deposits that mature in the next 7 to 14 days, Yes Bank is offering an interest rate of 3.70%, and on deposits that mature in the following 15 to 45 days, it offers an interest rate of 3.25%. Deposits with tenors of 46 days to 90 days will now earn interest at a rate of 4.10%, while those with tenors of 91 days to 180 days will now earn interest at a rate of 4.75%.
The interest rate for deposits maturing in the 181 days to 271 days is now 5.75%, while the interest rate for deposits maturing in the next 272 days to a year is now 6.00%. Currently, Yes Bank offers deposits with maturities ranging from 1 year to 120 months with a maximum standard rate of 7% per year.
| Period | Fixed Deposit Interest Rates (% P.A)** for < 2 Crore w.e.f 3rd January 2023 | |
| Regular | Senior Citizens*** | |
| Interest Rates | Interest Rates | |
| 7 days to 14 days | 3.25% | 3.75% |
| 15 days to 45 days | 3.70% | 4.20% |
| 46 days to 90 days | 4.10% | 4.60% |
| 91 days to 180 days | 4.75% | 5.25% |
| 181 days to 271 days | 5.75% | 6.25% |
| 272 days to < 1 year | 6.00% | 6.50% |
| 1 Year to < 15 months | 7.00% | 7.50% |
| 15 months 1 day to < 20 months | 7.00% | 7.50% |
| 22 months 1 day to < 30 months | 7.00% | 7.50% |
| 30 months 1 day to < 36 months | 7.00% | 7.50% |
| 36 months to <= 120 months | 7.00% | 7.75% |
Yes Bank senior citizen FD rates
The bank will now offer interest rates between 3.75% and 7.75% on tenures ranging from 7 days to 10 years on regular deposits for senior citizens. On special deposits, senior citizens can earn highest interest rate of 7.50% and 8.24% for senior citizens.
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