It is better to verify an app's validity before downloading. Numerous unlawful apps have the potential to capture users and steal money from their accounts.
You shouldn't click on shady links.
It's best to avoid utilising unlicensed apps that might steal your data, as was already mentioned.
To prevent your data from being stolen, check the app permission settings.
You should alert the local police about any dubious money-lending apps.
For all of your banking needs, go to http://bank.sbi.