The reward is growing for card lenders but also the risks

wsj
Telis Demos, The Wall Street Journal
People who need to borrow more to support their spending are also the kinds of borrowers that you generally worry a bit more aboutPremium
People who need to borrow more to support their spending are also the kinds of borrowers that you generally worry a bit more about

People relying on their cards to borrow portends strong loan growth, but also possibly rising credit risk

Americans are signaling that they want to keep spending and borrow more. That is a good-news-bad-news situation for investors in card lenders.