MF portfolio doctor: Regular savings will help Pandey retire early

Not many investors know whether they have invested in the right funds and if their fund portfolio is on track. The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals.

Hemant Pandey is 49 and wants to retire in five years. Here’s what the doctor has advised him:


PORTFOLIO CHECK-UP

Note from the doctor
Sanjeev Gogna is saving for his child’s goals and his retirement. Here’s what the doctor advised:


PORTFOLIO CHECK-UP

• Investing in equity funds for past 2-3 years.
• Portfolio is a mix of small-, mid- and largecap funds.
• Goals are very ambitious and require increase in monthly investments.
• SIPs will also have to be increased by 10% every year.
• Review investments and rebalance at least once in a year.
• Reduce risk when goal is near so that you don’t miss the target.

PORTFOLIOS ANALYSED BY RAJ KHOSLA, Managing Director and Founder, MyMoneyMantra


WRITE TO US FOR HELP
If you want your portfolio examined, write to etwealth@timesgroup.com with “Portfolio Doctor” as the subject. Mention the following information:

• Names of the funds you hold.
• Current value of the investment.
• If you have SIPs running in any of them.
• The financial goals for which you invested.
• How much you need for each financial goal.
• How far away is each goal.