Accidental disability can leave your term life insurance cover worthless; here’s how a disability income rider can help

A standard term life insurance policy helps dependent family members by providing much needed financial support in case of unfortunate demise of the insured person. However, the same support is not extended if the insured person survives an accident with permanent disability. This happens because the term insurance pays the beneficiary only in case of the death of the insured person. This is where the additional financial protection against