Oct 25, 2021
If the damage is not accidental, due to natural disasters, theft or accidental fire.
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If you make the mistake of getting the vehicle repaired on your own and then informing the insurer.
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If you have bought a car for personal use, but start using it for commercial purposes.
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If there is wrongful disclosure or concealment: like falsification of no-claim bonus or pre-existing damage.
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If the owner has failed to transfer the registration and insurance in his name.
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If you install a CNG kit, add accessories or make changes without informing the insurer.
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If the driver is not carrying a valid licence specific to the vehicle type at the time of the accident.
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If the accident occurred when the person was driving under the influence of alcohol.
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If you do not inform the insurer about the accident within a specified timeframe, usually 24-48 hours.
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