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Northern Arc Capital, one of India’s leading debt platforms today announced that it has launched AltiFi.ai, an alternative investment platform for individual investors including family offices, HNIs, and corporate treasuries. Through this platform, the company targets to bridge the gap of access to alternative investment assets and enable individual investors across the country to make direct debt investments at the click of a button. This end-to-end digital platform aims to democratise debt investing in India by offering investment opportunities in smaller units. Investors can diversify their portfolio and invest in the debt papers of financial institutions and mid-sized companies across the credit rating spectrum. The platform offers a range of debt papers including but not limited to bonds, securitized instruments, and Alternative Investment Funds’ units.
In India, individual investors currently have limited avenues to invest directly in debt instruments of small and mid-sized institutions. Northern Arc with AltiFi aims to enable this opportunity and attract the smallest of investors in the country. On AltiFi, individuals can invest as low as INR 10,000 in alternative investment assets. The platform will bring together Northern Arc Capital’s 12 years of experience and well-tested proprietary risk models to create curated and pre-screened assets on the platform. It will also deploy AI and data analytics at scale to gather market intelligence and help investors make the most profitable and risk-adjusted investment calls.
Announcing the launch of the platform, Bama Balakrishnan, COO, Northern Arc said, “AltiFi is our attempt to offer unique debt investment opportunities to individual investors and family offices. Through AltiFi, investors will have access to a diverse range of debt products, in emerging sectors, that were hitherto available only to institutions so far. In India, debt investment opportunities are not accessible like the way listed equity is, and many investors who can potentially subscribe to these debt papers are either not aware of it or don’t know where to buy it from. We aim to change that with AltiFi.”
‘AltiFi, stands for both “Alternative Financial Investments” and “Alternative Fixed Income”. The platform currently offers alternative investment assets and debt papers issued by its clients in sectors such as microfinance, small business loans, vehicle finance, gold loans etc.
To start using the platform, investors will have to undertake a fully online and seamless KYC process. Post that, they can filter the opportunities basis their requirements, make investments and track them digitally.