The way people were careless after the first wave of Corona, the result was that the form of its second wave got worse. Despite all the arrangements, people looked helpless. The situation was such that the infection reached even the villages which were considered relatively safe, which is a matter of great concern. Recently, when I looked closely at this tragedy, I noticed a few things and I felt it was very important to share these things with the readers. By following these things, we can keep ourselves and our family safe from future crises. Although these measures cannot compensate for the emotional loss, they can be of great help to the rest of the family members after an accident.
don't delay getting help
I found in some cases that if the head of the family became ill, the relatives did not even have the phone numbers of his friends and therefore did not get the help he could get promptly and until a helping hand was extended, was late. Therefore, for immediate help in difficult times, be sure to share the phone numbers of the people who come forward with the relatives. It would be better than the husband and wife must have a joint account in the bank so that if needed, either of them can withdraw money from the bank and do not depend on anyone else, because in the Corona period, leave the matter of giving money due to fear, people will be penalized. Don't even give
keep information organized
Wherever the investment has been made, also add the name of the wife or husband or invest in the name of both. Generally, women keep themselves away from investment, bank-related things, and men also have the impression that women do not understand this, but it is not so. They should also know where and what kind of investment is there so that it can be useful at the time of need. It would be better that you enter all the investment-related information in a fixed place and file all the necessary documents related to investment and also keep a soft copy. Every member of the family should be aware of this so that they are saved from any kind of inconvenience in your absence.
keep safety gear ready
The real purpose of life insurance is to take care of the safety of the dependents of the family, so keep investment and life insurance separate. Term plans are cheap and offer a much larger life cover for less money than endowment or traditional insurance policies. Term plan is like the helmet, glove worn by the batsman in cricket. They not only protect against injury but also give confidence. So don't hesitate to buy a term plan. Similarly, people generally pay very little attention to health insurance. In today's era when medical charges have increased drastically, you must take health insurance and if possible also buy a super top-up. They usually come at a low cost and also provide more protection. While taking any type of insurance, do not hide any information or give false information from the insurance companies for the fear of increasing the premium, as well as understand all the things to be covered while taking it. Avoid investing in such places where there is a lack of liquidity.
Understand the importance of a will
Recently there have been many such deaths, where children are left alone after the death of husband and wife. I have always been saying that make a will so that in such a situation the rights of the children are not violated and the money will be useful to them. Keeping a will is a very wise act. As the environment is today, in such a situation, keep money equal to eight-nine months' house expenses in such a place where there is no loss of principal. Do not get into such things where people say that money will increase a lot in a short time. Usually, this is not possible. Along with this, unnecessary debt can increase your problems. If the liquidity is maintained then there will be no need to take a loan. Do not take a personal loan for the time being.