We have raised provision coverage ratio to mitigate risks: Rama Mohan Rao Amara, SBI Card

"We have been conservative on provision front and increased provision cover by 12 bps. Spends had reached pre-Covid level by October, We may now see softening in spends in some states," says Rama Mohan Rao Amara, MD & CEO, SBI Card, in an interview with ET NOW.