The IFSC Code or the Indian Financial System Code is an identification code used for the identification of a specific bank's branch. This code will have a unique 11-digit code. The code will be assigned by the Reserve Bank of India (RBI) and consists of a combination of alphabets and numbers.

The first four characters of the IFSC code will represent the name of the bank, the fifth character will be zero (0) and the last six digits will define the branch code of the respective bank.

The IFSC code comes in handy for online fund transfers like NEFT (National Electronic Fund Transfer), IMPS (Immediate Payment System) and RTGS (Real Time Gross Settlement).

By using an IFSC code, the scope of committing error at the time of conducting an online transaction will be reduced.

For Example, The IFSC Code for SBI (State Bank of India) is SBIN.

There are several ways to check the IFSC Code.

Let's take a sneak peek as to How to find IFSC Code?

Bank Cheque Leaf

One can find the IFSC code printed on all the pages of the cheque leaf. All you need to do is to open your cheque book and you will get to know the IFSC code of your respective bank's branch.

Net Banking

Most of the banks will provide an option to look up for IFSC code whenever a new beneficiary is added to the bank account. So you can check your bank branch's IFSC code through the net banking facility.

Passbook

Many banks in India do print the IFSC Code, branch name, full address of the bank on the very first page of the passbook. If you have received a passbook from your bank, then you can find the IFSC code on the first page of the passbook.

Visiting Bank Branch

One can also visit the bank branch wherein they hold their account and enquire about the IFSC code of the respective bank.

Dialling Customer Care

You can also dial the toll-free customer care number and know the details of the IFSC code of a bank branch.

Search for IFSC Code in GoodReturns Site

The best way to search for an IFSC Code is by visiting the GoodReturns site. All the user should know is the bank name and branch. Enter the bank's name in the given space and select the branch. Proceed further, a drop-down list will help you to find out the correct IFSC code of the bank branch you are looking for.

RBI's Website

The IFSC code of bank branches can also be searched on the RBI's website.

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