Ok so right now i am rebuilding my credit, my score according to chase credit score is 740, transunion and equifax is around 706,707...So my credit isnt horrible. But of course i want it to be higher...I currently have two cards, chase freedom unlimited with a credit limit of $1000 and a secured capital one plat with a limit of $300..I just called capital one they said everything is automatic and they cant upgrade my card at this time...I make payments on time and keep my utilization below 9-10% each month. MISC should i get a third credit card or no? IF SO, What one should i get? The chase one has cash back options i am not sure what other options their are to get....
You don’t need multiple cards for a high credit score. My woman and I each have one, my score is 871 and hers is almost perfect at 895 (Canadian system goes up to 900)
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