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  1. #1
    DobermanCan dogorman7's Avatar
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    Damn my lawyers good (ded fkn srs)

    The adjustor has never once called me to reach out and look at my truck

    I ask my lawyer to light fire under his ass so it can get repaired

    All of a sudden I get a call and voicemail and the adjustor sends an email asking for information, photos and proof of ownership.

    I even seen the conversation prior since it’s forwarded , lol @ this phaggot asking for a recorded statement of the accident and the current/past extent of my injuries.

    Per my lawyer I am under no legal obligation and do not consent to any recorded statements. I am consenting to statements regarding my vehicles damage and scheduling a viewing for an adjustor. That’s it.

    I’m just gonna call him and tell him I forwarded everything and hang up. **** that scumbag.

    What a scumbag job , insurance adjustor. Must have gotten word I’m a tradie and think I’m retarded or something.

    Anything you say can be used against you even if you’re obviously not at fault for the accident.

    **** that cocksucker. “We sent letters , emails and left voicemails”.

    Yeah , no you didn’t , this is the first time I’ve heard from you ever.

    Glad my insurance finally made a big drop and full coverage is reasonable now. What a painful lesson.
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  2. #2
    Never Registered TBO1313's Avatar
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    I'm inking up my denial stamp right now. You think lawyers are scary to someone who deals with them all day? LMFAO
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  3. #3
    Registered User Realclout's Avatar
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    I did the same thing without a lawyer being I am not a braindead tradie SRS but my lawyer is goat also so feels good mane. Gonna finally start making it end of this year / early next year.
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  4. #4
    worst poster on the misc Nonsense916's Avatar
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    Arrow

    This is a fake thread, what insurance company would pay to repair your 95 Ford F-250 they would just consider it a total loss and give you $3350 srs
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  5. #5
    DobermanCan dogorman7's Avatar
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    Originally Posted by TBO1313 View Post
    I'm inking up my denial stamp right now. You think lawyers are scary to someone who deals with them all day? LMFAO
    Too bad about the traffic cams and the fact I had a green arrow for a protected left turn and the the dude who was driving uninsured ran a red light to hit me huh ?

    Nice to know you’re on the uninsured scumbags side and the rental car agencies side
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  6. #6
    DobermanCan dogorman7's Avatar
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    Originally Posted by Nonsense916 View Post
    This is a fake thread, what insurance company would pay to repair your 95 Ford F-250 they would just consider it a total loss and give you $3350 srs
    2000 not a obs and my truck was valued at ~11k by kbb before it was hit

    They either have to fix it or buy it if there’s a cash payout for the damages


    If I tell them I’m not getting rid of it they have to fix it and deem it a salvage lol

    Oh and trust me , I’m 5 steps ahead , I already made sure I can get full coverage on it again before I switched insurance companies.
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  7. #7
    Never Registered TBO1313's Avatar
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    Originally Posted by dogorman7 View Post
    Too bad about the traffic cams and the fact I had a green arrow for a protected left turn and the the dude who was driving uninsured ran a red light to hit me huh ?

    Nice to know you’re on the uninsured scumbags side and the rental car agencies side
    How was he supposed to know the story if you're being obstinate and refusing to give a statement? If the other guy was uninsured I assume you're fighting with your own insurance?? Did you not have uninsured motorist coverage?

    Originally Posted by dogorman7 View Post

    If I tell them I’m not getting rid of it they have to fix it lol
    No. They absolutely do not. They won't be using KBB to value it either
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  8. #8
    DobermanCan dogorman7's Avatar
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    Originally Posted by TBO1313 View Post
    How was he supposed to know the story if you're being obstinate and refusing to give a statement? If the other guy was uninsured I assume you're fighting with your own insurance?? Did you not have uninsured motorist coverage?
    No I didn’t have full coverage because State Farm wanted to sodomize me for it

    That’s one reason I switched and pay less for full coverage than I did for just liability

    The rental car company has 3rd party insurance for instances like this

    That’s who I have to fight

    My uninsured motorist coverage was 3000$ , that’s not gonna fix my 10k body damage, my front suspension damage , my leaking rim and my damaged tire ( from the crumpled panel cutting in to it).
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  9. #9
    DobermanCan dogorman7's Avatar
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    Originally Posted by TBO1313 View Post
    How was he supposed to know the story if you're being obstinate and refusing to give a statement? If the other guy was uninsured I assume you're fighting with your own insurance?? Did you not have uninsured motorist coverage?



    No. They absolutely do not. They won't be using KBB to value it either
    I’m sure they won’t. I don’t care if it’s salvaged.

    Too bad my friend who’s also an insurance broker says they do in CA. They might fight me for it but they are legally responsible for the damages.
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  10. #10
    Constipated OffwhiteBrah's Avatar
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    Did your lawyer ever get you out of this ?

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  11. #11
    Never Registered TBO1313's Avatar
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    Originally Posted by dogorman7 View Post
    No I didn’t have full coverage because State Farm wanted to sodomize me for it

    That’s one reason I switched and pay less for full coverage than I did for just liability

    The rental car company has 3rd party insurance for instances like this

    That’s who I have to fight

    My uninsured motorist coverage was 3000$ , that’s not gonna fix my 10k body damage, my front suspension damage , my leaking rim and my damaged tire ( from the crumpled panel cutting in to it).
    So the other uninsured driver was driving a rental? If he had no coverage and declined the rental coverage that was offered to him then you're in a bad spot. The only way to get any money is going to be going directly after the driver. If he did have the rental car coverage I'm not sure what the big deal is because they usually just pay out without much of a fuss.
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  12. #12
    DobermanCan dogorman7's Avatar
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    Originally Posted by TBO1313 View Post
    So the other uninsured driver was driving a rental? If he had no coverage and declined the rental coverage that was offered to him then you're in a bad spot. The only way to get any money is going to be going directly after the driver. If he did have the rental car coverage I'm not sure what the big deal is because they usually just pay out without much of a fuss.
    I got hurt and I tried contacting these scumbags for months so I got a lawyer. That’s why.

    This is the first time in 4 months this cocksucker has reached out to me. He’s already proved himself to be a lying scumbag about sending letters and ****, you’re damn right I’m seeking legal console.

    My lawyer said once things get into gear to expect them to settle for the state minimum pre litigation in cases like this.

    I think it’s 50k or so in CA.

    It’s too soon to say how much resistance I’m facing because the mother****ers haven’t even reached out to me yet despite me calling ESIS multiple times and leaving messages.

    **** them and **** insurance adjusters.

    I want to gut the other driver and gut the adjustor like the littles POS they are.
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  13. #13
    Never Registered TBO1313's Avatar
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    Originally Posted by dogorman7 View Post
    I got hurt and I tried contacting these scumbags for months so I got a lawyer. That’s why.

    This is the first time in 4 months this cocksucker has reached out to me. He’s already proved himself to be a lying scumbag about sending letters and ****, you’re damn right I’m seeking legal console.

    My lawyer said once things get into gear to expect them to settle for the state minimum pre litigation in cases like this.

    I think it’s 50k or so in CA.

    It’s too soon to say how much resistance I’m facing because the mother****ers haven’t even reached out to me yet despite me calling ESIS multiple times and leaving messages.

    **** them and **** insurance adjusters.

    I want to gut the other driver and gut the adjustor like the littles POS they are.
    Calm down and explain what happened brah. I still have no idea because your rage posts make no sense.

    WTF at $50k prelitigation minimum settlement. I don't work in California but that can't be correct lol.
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    lmao insurance adjusters. buncha ***-coated ***gots with ***got filling if you ask me.

    I was once hit by some woman who had Geico insurance. I talked to 3 separate people at Geico who told me my own insurance would have to handle certain pieces of the claim, namely the rental car and any additional work outside what the adjuster noted. Of course Geico low-balled the estimate and the body shop called them up and told them it would need an extra few hundred to fix. Then Geico started making phone calls saying they were falt-out denying coverage for everything, even though the woman who hit me took responsibility. I called up my insurance agent and she told me she has a solid history of dealing with the ***lords at Geico, and they are always trying to pull this ****. She even told me to threaten Geico with a call to the insurance commissioner of Oregon if they didn't shape up. I honestly had no idea there was an insurance commissioner in each state. Good to know, though.

    Of fukcing course once I called up Geico and told them everything they played stupid and said "hurr durr I'm not sure wat happen there must haf been miscomunicashin someware that's rly weird lmao" then went ahead and set everything right. Double-digit IQ sacks of ****, imo.
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    DobermanCan dogorman7's Avatar
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    Originally Posted by TBO1313 View Post
    Calm down and explain what happened brah. I still have no idea because your rage posts make no sense.

    WTF at $50k prelitigation minimum settlement. I don't work in California but that can't be correct lol.
    No he said that’s the max to expect before court. He said the California state minimum for bodily injury is 50k.
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    Pi expert checking in

    Whose adjuster called, yours or theirs? Whose at fault for the accident? Are you persuing an injury claim or just property damage? You left out some important info breh
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  17. #17
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    Originally Posted by TBO1313 View Post
    How was he supposed to know the story if you're being obstinate and refusing to give a statement? If the other guy was uninsured I assume you're fighting with your own insurance?? Did you not have uninsured motorist coverage?



    No. They absolutely do not. They won't be using KBB to value it either
    Maybe it's just AAA but when my old car was totaled they used KBB value.

    Related: AAA was great, when I called the first thing they asked was if I was ok, then they went into the insurance sht afterwards. Easy as hell, they inspected the car, deemed it totaled and paid me more than KBB, maybe $300 over, due to it having been in such god condition before the accident. Might have helped a lot that I had CHP report with other driver admitting fault so they knew the other insurance company would be footing the bill.

    Got $1k for my wrist getting a bit fcked out of it too, any more than that and I'd have needed to go to court and without any serious/long lasting injury I'd not likely get much more than that.

    Full coverage crew, never been at fault in an accident, no tickets, either so rate is pretty damn low.
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  18. #18
    test the limits RobParks2M's Avatar
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    Originally Posted by TBO1313 View Post
    How was he supposed to know the story if you're being obstinate and refusing to give a statement? If the other guy was uninsured I assume you're fighting with your own insurance?? Did you not have uninsured motorist coverage?



    No. They absolutely do not. They won't be using KBB to value it either

    Can confirm whoever is paying for it will not use KBB they look at what comparable vehicles are going for. Although at the moment that will probably do you just fine because used prices are randomly quite high right now.
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