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Section 80C deduction in case of Joint ownership of Home


A person is paying 100% EMI while he is in the joint ownership of the house and his share is 80%...So for 80C 100% of EMI paid is to be considered or 80% of EMI paid?

Other query is at present provisional IT Certificate is available on Bank website is it ok for claiming deduction as only payable word is written there?



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