Investing in government bonds directly from RBI is a sound option but don't rush in to buy them

The common investor’s dream of buying government bonds directly will become reality once RBI makes its retail direct platform operational. Lower costs will be the main draw of direct investing. At present, investors have to go through either mutual funds or insurance companies and the asset management fees eat into the net returns. Avoiding concentration risk is another advantage of investing in government bonds. “It makes sense to have some