One such change that merits attention for policymaking including the forthcoming budget is the penchant of ordinary people, particularly the elderly, to experiment with digital modes of transaction.

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View: Four ways in which the Budget can fulfil Modi's dream of a digital India

A logical corollary of such change in behavioural patterns is that we must take steps to inculcate such habits on a permanent basis. To this end, Budget 2021 may just be the ideal opportunity to incentivise them. These could be done in a variety of ways.

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