In the following table, you will find the current and historical trends in interest rates of all the important government-backed savings schemes over the past eight quarters.
| Jan-Mar, 2021 | Oct-Dec, 2020 | Jul-Sep, 2020 | Apr-Jun, 2020 | Jan-Mar, 2020 | Oct-Dec, 2019 | Jul-Sep, 2019 | Apr-Jun, 2019 | |
| PORD 5 year | 5.8 | 5.8 | 5.8 | 5.8 | 7.2 | 7.2 | 7.2 | 7.3 |
| POTD 1 year | 5.5 | 5.5 | 5.5 | 5.5 | 6.9 | 6.9 | 6.9 | 7 |
| POTD 2 year | 5.5 | 5.5 | 5.5 | 5.5 | 6.9 | 6.9 | 6.9 | 7 |
| POTD 3 year | 5.5 | 5.5 | 5.5 | 5.5 | 6.9 | 6.9 | 6.9 | 7 |
| POTD 5 year | 6.7 | 6.7 | 6.7 | 6.7 | 7.7 | 7.7 | 7.7 | 7.8 |
| POMIS | 6.6 | 6.6 | 6.6 | 6.6 | 7.6 | 7.6 | 7.6 | 7.7 |
| PPF | 7.1 | 7.1 | 7.1 | 7.1 | 7.9 | 7.9 | 7.9 | 8 |
| SSY | 7.6 | 7.6 | 7.6 | 7.6 | 8.4 | 8.4 | 8.4 | 8.5 |
| SCSS | 7.4 | 7.4 | 7.4 | 7.4 | 8.6 | 8.6 | 8.6 | 8.7 |
| NSC | 6.8 | 6.8 | 6.8 | 6.8 | 7.9 | 7.9 | 7.9 | 8 |
| KVP | 6.9 | 6.9 | 6.9 | 6.9 | 7.6 | 7.6 | 7.6 | 7.7 |
| RBI XXX | 7.15 | |||||||
| PMVVY | 7.4 | |||||||
| Index: PORD - Post Office Recurring Deposit POTD - Post Office Time Deposit POMIS - Post Office Monthly Income Scheme SCSS - Senior Citizen Savings Scheme NSC - National Savings Certificate KVP - Kisan Vikas Patra SSY - Sukanya Samriddhi Yojana PMVVY - Pradhan Mantri Vaya Vandana Yojana | ||||||||
SBI FD Rates
| Tenors | General Public | Senior Citizens |
| 7 days to 45 days | 2.9 | 3.4 |
| 46 days to 179 days | 3.9 | 4.4 |
| 180 days to 210 days | 4.4 | 4.9 |
| 211 days to less than 1 year | 4.4 | 4.9 |
| 1 year to less than 2 years | 4.9 | 5.4 |
| 2 years to less than 3 years | 5.1 | 5.6 |
| 3 years to less than 5 years | 5.3 | 5.8 |
| 5 years and up to 10 years | 5.4 | 6.2 |
| Interest rates are applicable for a deposit of below Rs 2 crore as on January 01, 2021. | ||
To get a comprehensive overview of the savings and investment options in India, click here.