Mutual funds or stocks? Why comparing MF returns with benchmarks is meaningless

Stocks or mutual funds? It’s a question that is often said to have no clear answer, but that’s actually not true. Even though I myself have been guilty of saying this, probably in these very pages, it does have a clear answer. The problem actually is that it has no clear universal answer, one that applies to every single saver. The true answer is clear, but it’s your personal answer and you have to figure it out yourself.Some people are best