NCPI levies 30% cap on transaction volume for third-party apps

NCPI explains that the cap of 30% will be calculated basis the total volume of transactions processed in UPI during the preceding three months (on a rolling basis).

November 06, 2020 17:12 IST India Infoline News Service

The National Payments Corporation of India (NPCI) has announced a cap of 30% of the total volume of transactions processed in UPI. The cap will apply to all Third-Party App Providers (TPAPs).

NCPI on Thursday said, "With UPI reaching 2 Bn transactions a month and with potential for future growth, it has issued a cap of 30% of the total volume of transactions processed in UPI, applicable on all Third-Party App Providers (TPAPs)."

"It will help to address the risks and protect the UPI ecosystem as it further scales up," NCPI added.

NCPI explains that the cap of 30% will be calculated basis the total volume of transactions processed in UPI during the preceding three months (on a rolling basis).

Also, NCPI said, the existing TPAPs exceeding the specified cap, will have a period of two years from January 2021, to comply with the same in a phased manner.

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