Here’s the thing about owing somebody money.
If you say you’re going to pay them by the 15th of the month, then you should pay by the 15th. And if something comes up and you can’t pay on time, then most people would consider it common courtesy to make sure you inform them that you’ll be paying late — and to
"if they had just called and said, ‘Look, we have a glitch in the system,' or whatever the situation was, and the payment will be late"
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