Coronavirus: What does the tier system mean for UK holidays?
- Published
During October half-term many people would normally be thinking of taking a short holiday in the UK.
But with new local restrictions in place in England - set by the government's new "tier system" - travel plans could be a complicated business.
What are the rules for England?
Tier One
- If you live in an area with the lowest rates of infection - Tier One - the rules are similar to those that have already been in force across England
- You can holiday anywhere in England that's also in Tier One
- You can holiday with people from other households in private accommodation (as long as you socially distance), but only in groups of six and under (unless your own household or support bubble is bigger)
- You can stay in a hotel or B&B with another household, but you should avoid sharing rooms with people you don't live with, and avoid socialising with them indoors - for example in restaurants or bars
- You should try not to share a vehicle with those outside your household or support bubble
The government has published Covid guidance for safer travelling.
Tier Two
- People who live in Tier Two areas should aim to "reduce the number of journeys they make where possible" - according to the government
- You can go on holiday outside your local area as long as you don't share accommodation with people you don't live or bubble with, or socialise with them in any indoor setting
- People visiting a Tier Two area should follow the local Covid rules for that area
Tier Three
- If you live in a Tier Three area - which at the moment is only the Liverpool City Region (Liverpool, Wirral, Sefton, Knowsley, St Helens, Halton council areas) - you're being told to avoid travelling outside of your local area - unless it's for work, education or caring responsibilities
- Government advice says you should avoid staying overnight in another part of the UK - but can still go on holiday outside of you local area
- If you do go on holiday, you should only do this with people you live or bubble with
- People from Tier One and Tier Two areas are urged to avoid staying overnight in a Tier Three area
Use our postcode checker to see the rules where you live.
The government has also published guidance:
- The rules in Tier Two and Tier Three areas of England
- Holiday advice in areas with local restrictions
- What you should do if you fall ill while away
Where can you travel in Scotland?
You can travel anywhere within Scotland, unless there are local restrictions in place advising you not to do so.
The government has advised people living in the central belt region - which stretches from Glasgow to Edinburgh - not to travel outside their area from 10-25 October inclusive, if they don't need to. Likewise, people elsewhere in Scotland have been asked not to visit the central belt unless it is necessary.
However, First Minister Nicola Sturgeon also said, "We are not insisting that people cancel any half-term breaks they have planned."
You cannot visit another household, or stay with them.
You can stay in private accommodation, such as a flat, caravan or holiday cottage, but only with members of your own household.
You can stay in a hotel or B&B, but you cannot share rooms with someone from outside your household.
People in Scotland are advised not to travel to areas of England where local restrictions are in place, unless the journey is absolutely necessary.
Where can you visit in Wales?
Travel in and out of any area under local restrictions is limited to essential journeys only.
You cannot travel into any of these areas to take a holiday, and likewise, if you live in a restricted area, you cannot leave to go on holiday elsewhere in the UK.
Police can issue fixed penalty notices for breaking this rule, or you could be prosecuted and fined by the courts.
People living in an area of Wales with no local restrictions are free to travel anywhere with no local restrictions - whether inside or outside the country.
Visitors from elsewhere in the UK can also take holidays in those areas of Wales without additional restrictions.
What are Northern Ireland's travel rules?
If you live in an area which is not under local restrictions, you are allowed to travel elsewhere in the UK, while following local regulations.
Mixing indoors with other households is not permitted in Northern Ireland, and neither is staying with another household outside your support bubble.
Only one local authority area - Derry City and Strabane - currently faces local restrictions.
People living in this area have been advised to avoid all unnecessary travel. Likewise, people are recommended only to travel to the area if it is absolutely necessary.
What if my holiday accommodation is closed because of local restrictions?
If you're not able to take a planned holiday because of local restrictions, the Competition and Markets Authority (CMA) says it would generally expect you to be offered a full refund.
If your holiday is partially affected by lockdown laws, then, "depending on the circumstances and the scale of the impact", you may be entitled to a refund or a price reduction.
Many companies are trying to be flexible. For example, Haven Caravans and Center Parcs are among those offering cancellation, refund or free rebooking if a break is cancelled because of Covid-19.
How can I protect myself financially if my holiday is cancelled?
Make sure you carefully read any terms and conditions before you make a booking,
You will be better protected if you pay for your holiday using a credit or debit card than by bank transfer to a private property owner.
What happens if I have to cancel because I'm self-isolating?
The Association of British Travel Agents (Abta) says that if this happens, strictly speaking, it's your fault you can't go on holiday rather than the fault of the travel company.
It says that holiday companies want to be flexible because they want to encourage people to travel, but ultimately it's "entirely up to them". There are no rules or laws to compel them to look kindly on you.
Should I get travel insurance for UK holidays?
Insurance is all about covering losses from unforeseen circumstances - and, unfortunately, coronavirus and the consequences of it no longer count as unforeseen, the Association of British Insurers says.
Insurers are offering increasingly flexible policies, though. Trailfinders, for example, offers Covid-19 cover which includes trips being cancelled, shortened due to illness or lengthened due to having to self-isolate after falling ill while on holiday.
What should I do if I get coronavirus while I'm on holiday?
The current guidance from the UK government is that anyone who develops coronavirus symptoms should self-isolate for at least 10 days. So things get a little tricky if you become unwell with a couple of days of your holiday left.
Abta says it's possible the booking providers might let you stay in their accommodation for the duration of your illness, if you become ill while away - but it's unlikely they'd cover the cost of this.
But there is no legislation to cover any specific rights that holidaymakers may have if they get coronavirus symptoms and need to extend their holiday.
- LOCKDOWN LOOK-UP: The rules in your area
- SOCIAL DISTANCING: How have rules on meeting friends changed?
- SUPPORT BUBBLES: What are they and who can be in yours?
- FACE MASKS: When do I need to wear one?
- TESTING: How do I get a virus test?
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