As mandated by insurance regulator, Irdai, several general and health insurers have brought out the standard Covid-specific <a target="_blank" href="/definition/indemnity">indemnity</a> plan, Corona Kavach, while not everyone has come out with the optional benefit-based plan, Corona Rakshak.
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<br><a href="/topic/Covid-Kavach" target="_blank">Covid Kavach</a> is an indemnity insurance plan that is available for individuals and families and will offer sum insured of up to Rs 5 lakh for hospitalisation expenses related to Covid-19. The <a href="/topic/policy" target="_blank">policy</a> will <a href="/topic/cover" target="_blank">cover</a> consumables such as PPE kit, gloves, mask and other similar expenses incurred during treatment of <a target="_blank" href="/news/coronavirus">coronavirus</a>. The plan also covers ventilator and ICU charges, as well as the cost of oximeter and oxygen cylinder. The cover can be taken for oneself, spouse, parents, parents-in-laws and dependent children up to the age of 25.
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<br>Here are some insurers’ <a target="_blank" href="/definition/premium">premium</a> rates for a 35-year-old man for a Rs 5 lakh plan.
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<div data-align="" data-msid="77033281" data-type="image" class="midImg clearfix"><figure class="imgBg"><img title="in6" alt="in6" src="https://img.etimg.com/photo/msid-77033281,quality-100/in6.jpg" class="lazy gwt-Image" data-msid="77033281" data-original="https://img.etimg.com/photo/msid-77033281,quality-100/in6.jpg"></figure><div><div class="midCap">Source: Insurance companies and websites. *For 25-30 year age group</div></div></div>