A second home owner is urging the Welsh Government to ease its lockdown travel restrictions.
David Thomas, who lives in England but owns a property in Old Colwyn, believes he should be allowed to visit his property in North Wales to check on it during the lockdown.
He made the plea after discovering his home insurance policy was voided as the property had not been occupied for more than 60 days.
Mr Thomas says he has kept to the rules stringently, but was shocked when he discovered his house was no longer insured.
His policy states it cannot be left continuously empty for more than 60 days, and is now warning other holiday home onwers to check their inurance to make sure they're still valid.
But the Welsh Government has told North Wales Live that travelling to a second would be a violation of Covid-19 regulations.
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Since the lockdown in March second home owners have been told to keep away from their properties in Wales, to put less pressure on local NHS services.
The 70-year-old former journalist said a neighbour in Old Colwyn, checks on the property from time to time but says he doesn't know whether this would help him if he had to make an insurance claim in the future.
Mr Thomas from Rochdale, said: "It was a shock, and I'm still trying to work out what to do about it.
"I'm sure many people who have second homes, will have a nasty surprise when they eventually go to their properties after lockdown is lifted, and discover they need to make a claim because there's been a burst, or burglary or some other type of damage. When they will make the call to their insurance companies they could very well be told they aren't covered."
"Imagine not being covered if there's a fire because of an electrical fault? It's not a good situation to be in, he added.
Mr Thomas who is a grandfather, believes all second home owners should be allowed to travel to their properties to check they are ok.
"It's been more than 80 days since we've been allowed to go to them, that's a long time and anything could have happened, a ceiling for instance could have caved in," he explained.
He added: "I don't think we should be allowed to stay but there should be a day's grace when we could come and check on them."
Michael Singleton, owns an apartment with this wife in Llandudno, is also worried about his content insurance as they've been away from the property for more than 90 days.
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He said: "I'm not sure whether insurance companies would accept a 'fleeting visit to check things' as counting towards occupation, the insurance cover implications is something that had slipped my mind until now."
A spokeswoman for the Welsh Government, said: "Travelling to a second home continues to be against regulations.
"We would recommend that anybody who has concerns over invalidating an insurance policy discusses the issue with their insurer."
