When a bank fails and your account is frozen\, here\'s what will happen to your deposits\, loans

The collapse of Yes Bank has made a lot of people nervous; after all, it was one of the biggest banks in the country. Many had savings accounts, salary accounts, fixed deposits, loans, and so on with the bank. While indications are that Yes Bank depositors will likely make it out safely, more such episodes cannot be ruled out.

Many would want to know what happens when a bank is placed on a moratorium and their accounts are frozen. ET Wealth answers seven questions on what happens when your bank fails.