Overdraft against gold offers businessmen flexible repayment options

Industry experts feel that the rise in disbursal of gold loans is due to the NBFC liquidity crisis

Tinesh Bhasin 

Despite going slow on loans across all categories, non-banking financial companies (NBFCs) have started lending aggressively against gold in the recent months. Fresh loan disbursements have slowed down among NBFCs due to tighter liquidity conditions. Many of them are struggling to raise funds.

Gold loan disbursements, however, have been rising continually in the past four quarters. It jumped 44 per cent in the January-March quarter of the financial year (FY) 2018-19 compared to the previous quarter, according to data from CRIF High Mark - one of the four credit bureaus in the country. The ...

Note: Subscription will be auto renewed, you may cancel any time in the future without any questions asked.

Total Amount
Rs. 149.00
Requires personal information

What you get?

ON BUSINESS STANDARD DIGITAL

  • Unlimited access to all the content on any device through browser or app.
  • Exclusive content, features, opinions and comment – hand-picked by our editors, just for you.
  • Pick 5 of your favourite companies. Get a daily email with all the news updates on them.
  • Track the industry of your choice with a daily newsletter specific to that industry.
  • Stay on top of your investments. Track stock prices in your portfolio.
  • 18 years of archival data.
  • Requires you to share personal information like date of birth, income, location amongst other fields. This information alongwith your contact information will be shared with the partners associated with this program, who contribute towards subsidizing the offer. By subscribing to this product you acknowledge and accept that our Partners may choose to contact you with offers of their products and services.
  • This is an optional offer - Not comfortable with sharing personal data - please opt for the full price offer which requires you to share minimal information
Read our full coverage on Gold
First Published: Wed, July 24 2019. 21:36 IST