We still have to reach our full lending potential: Federal Bank chief

In a Q&A Shyam Srinivasan, MD & CEO, Federal Bank, says the lender's personal loan book has grown to Rs 1,000 crore the past 18-24 months, and it is delivered entirely digitally

Namrata Acharya 

Despite a challenging scenario in the banking sector, Kochi-based Federal Bank had reported its highest ever standalone net profit of Rs 1,243.89 crore for FY19. Shyam Srinivasan, MD & CEO, Federal Bank, in an interview with Namrata Acharya, elaborates on the lender’s strategy of targeting small corporate houses and leveraging digital technologies for retail banking expansion.

Edited excerpts: Q. At a time when credit growth has been lackluster, Federal Bank has been bullish on growth, especially in the corporate sector. Can you elaborate on this strategy? We have been ...

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First Published: Wed, June 12 2019. 17:43 IST