Ex-staffers forge IDs, cheat banks of Rs 11L

Greater Noida: Two former employees of a nationalised bank were arrested on Tuesday for allegedly getting credit cards issued on forged documents. The accused allegedly spent around Rs 11 lakh, using the cards thus issued, over the past one and a half years.
The accused were identified as Ravi Kumar (33), a resident of Ghaziabad, and Rahul, who is originally from Badalpur in Greater Noida. Police said Rahul got married last month, and did most of the wedding-related shopping using the credit cards.
The accused earlier worked with Bank of Baroda as sales executives. They left the bank last year, but stole the documents and personal details of some customers before leaving. “They rented an apartment in Siddharth Nagar, Ghaziabad. From there, they started applying for credit cards after altering the stolen documents,” said Vinit Jaiswal, SP (Rural).
“The accused used to help customers in availing bank services, so they were aware of the credit card application and verification process. They altered the stolen identity cards of customers and got credit cards sanctioned,” said Jaiswal.
The duo allegedly gave their own mobile numbers while applying for credit cards, and also paid the minimum amount due in order to keep the cards running. “They have confessed that they paid small amounts of the bill to keep cards valid till they maxed them out,” said Jaiswal.
The incident came to light after a Gaur City resident, Kapil Kaushik, filed a police complaint two weeks ago alleging that unidentified persons were using a credit card fraudulently registered in his name.
“Kaushik said he received a call from a Yes Bank executive, who told him that he had to pay Rs 2.5 lakh as credit card bill. We took cognizance of his complaint and conducted a probe, which led us to the accused. We tracked them through mobile and electronic survellience to their flat, and they were arrested on Tuesday,” said Manoj Pathak, SHO of Bisrakh police station.
Police recovered eight credit cards, two Aadhaar cards, four passbooks of different back accounts, two mobile phones and a laptop from their possession. “The accused confessed that they had been involved in the fraud over the last one and a half years. They have been booked under sections 420 (cheating), 467 (forgery of valuable security), 468 (forgery for the purpose of cheating) and 471 (using forged documents as genuine) of the IPC,” Pathak said.
The accused were sent to judicial custody after being produced in court.