Washington: India’s ambitious health insurance scheme, Ayushman Bharat, marks a significant step towards universal health coverage but the government should ensure that it is sustainable and delivers the high-quality care that Indians need, a top American think-tank said Friday. Based on the analysis of the first year of Pradhan Mantri – Jan Arogya Yojana (PM-JAY), popularly known as “Modicare”, researchers at the Washington DC-based Centre for Global Development (CGD) said the overall effort has been positive but they also highlighted challenges and several potential pitfalls related to cost and quality that could derail the scheme’s progress.
“Modicare has put healthcare within reach for hundreds of millions, significantly increasing the number of people who have government-funded health insurance and far exceeding the initial estimates,” Amanda Glassman, chief operating officer at CGD and one of the authors of the study, told PTI, “We found that more than 500 million people are now eligible for coverage by Modicare or state-funded expansions of the programme. That’s an impressive number, but there’s still lot of work to do to bring down costs and bring up quality,” Glassman said ahead of the release of the report. Additionally, the researchers explain that embracing and improving access to primary care and linking it with the hospitalisation plan, rather than only providing hospitalisation, would go a long way toward promoting better health. The focus in the first year of Modicare has been on expanding access to health insurance, but at some point, the government needs to take steps to tackle the costs of the programme, the researchers said.