Loan fraudsters dupe man of Rs 60,000; cops get 6 more plaints
Dwaipayan Ghosh | TNN | Updated: Apr 9, 2019, 06:49 IST
Picture used for representational purpose onlyKOLKATA: The police have registered several cases of fraud where fraudsters have duped Kolkatans by promising them loans from a well-known firm.
According to the last complaint filed at Rajabagan police station, Sabir Ali Molla (43) complained that for the past two weeks he has been asked to pay a processing fee by these “agents” in return of a lump some loan that he needed for starting a business. Police said there has been seven such complaints in the past two months about a gang operating with the same modus operandi.
“The accused had contacted the complainant from five different phone numbers and induced the complainant to take a loan of Rs 4 lakh from the leading financial firm. The complainant then deposited Rs 59,700 as loan processing fee — in several installments — to a public sector bank account, the details of which were provided to him by the accused.
After he deposited the “processing fee”, the accused neither provided the loan, nor did they refund his money. The accused had also provided some documents to the complainant via WhatsApp, which were letter found to be forged,” according to the FIR.
A senior official of a private financial institution said: “You should not pay any money to get a loan. The most popular loan scams out there asks for a fee before granting the loan. Any loan that demands money beforehand for insurance or processing is not legit. Financial institutions only charge a processing fee, but the amount is deducted from the loan they pay to you,”
“Police said the accused had always told the victim that he was from the company that offers interest-free loan. Falling for the offer, the complainant agreed to avail a loan. The caller asked for his PAN and Aadhaar details, which the complainant provided. Thereafter, the caller asked for Rs10,000 as security money to sanction a loan of Rs 5 lakh. Soon after the complainant transferred the money, the accused switched off his mobile. With the Aadhar and PAN details at their disposal, one cannot rule out the possibility of a bigger financial loss,” said an officer.
According to the last complaint filed at Rajabagan police station, Sabir Ali Molla (43) complained that for the past two weeks he has been asked to pay a processing fee by these “agents” in return of a lump some loan that he needed for starting a business. Police said there has been seven such complaints in the past two months about a gang operating with the same modus operandi.
“The accused had contacted the complainant from five different phone numbers and induced the complainant to take a loan of Rs 4 lakh from the leading financial firm. The complainant then deposited Rs 59,700 as loan processing fee — in several installments — to a public sector bank account, the details of which were provided to him by the accused.
After he deposited the “processing fee”, the accused neither provided the loan, nor did they refund his money. The accused had also provided some documents to the complainant via WhatsApp, which were letter found to be forged,” according to the FIR.
A senior official of a private financial institution said: “You should not pay any money to get a loan. The most popular loan scams out there asks for a fee before granting the loan. Any loan that demands money beforehand for insurance or processing is not legit. Financial institutions only charge a processing fee, but the amount is deducted from the loan they pay to you,”
“Police said the accused had always told the victim that he was from the company that offers interest-free loan. Falling for the offer, the complainant agreed to avail a loan. The caller asked for his PAN and Aadhaar details, which the complainant provided. Thereafter, the caller asked for Rs10,000 as security money to sanction a loan of Rs 5 lakh. Soon after the complainant transferred the money, the accused switched off his mobile. With the Aadhar and PAN details at their disposal, one cannot rule out the possibility of a bigger financial loss,” said an officer.
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