The Central government's flagship health insurance scheme--Ayushman Bharat--is acting as "an invitation of fraud" for private companies, said Congress leader and former Union Minister Jairam Ramesh on Saturday.

"The scheme acts as an invitation of fraud to them. It only works for the benefit of private companies, private hospitals, and the private insurance company," he said.

Claiming that the scheme allows private companies to commit fraud, Ramesh said: "Prime Minister Modi has allowed private companies to do corruption twice and only after the second time any action will be taken. What kind of scheme is this?"

Launched in 2018, Ayushman Bharat aims to provide healthcare facilities to over 10 crore families covering urban and rural poor. Under this scheme, poor people have cashless insurance cover up to Rs 5 lakh.

He said the scheme only covers the expenses when the patient is admitted in a hospital. "We all know that majority of expenses are outpatient not inpatient like medicine, checkups, stitches," he said.

"Around 85 per cent of the expense is outpatient. Then why the Central government never thought to include it in the scheme," said Ramesh.

He also said that the coverage of diseases in the scheme is also not efficient. "India which has the highest number of diabetes cases is not included in the scheme. Similarly, high blood pressure is not covered in the scheme. This scheme is hollow," he said.

(This story has not been edited by Business Standard staff and is auto-generated from a syndicated feed.)