Local Woman Sues ESL Credit Union for Improper Returned Item Fees
Mar 13, 2019, 17:30 ET
ROCHESTER, N.Y., March 13, 2019 /PRNewswire/ -- A federal class-action lawsuit accuses one of New York's largest credit unions of socking its members with two or three separate "insufficient funds" fees on a single transaction.
The lawsuit was filed on Monday in the U.S. District Court in Rochester by Franklin D. Azar & Associates and Kaliel PLLC on behalf of a named plaintiff in Monroe County. With branch locations across New York, ESL Credit Union has more than $6 billion in assets and more than 350,000 members.
The complaint also cites instances of ESL Credit Union assessing multiple insufficient funds fees on the same transaction, contrary to its deposit agreement. "There is zero indication anywhere in the account documents that the same check or electronic item is eligible to incur multiple [insufficient funds] fees," the complaint states.
According to Jeffrey Kaliel, one of Roy's attorneys, "Overdraft and insufficient funds fees harm many members of our community. They often hurt those already struggling to make ends meet. The complaint filed today alleges that ENT sometimes charges returned item fees in violation of its contract and New York law."
Kaliel PLLC and Tycko & Zavareei LLP, both of Washington, DC, and Kopelowitz Ostrow of Fort Lauderdale, Florida are representing the plaintiff, and urge consumers who have been impacted by fees at New York banks and credit unions to learn more about their legal rights. For additional inquiries, please contact Kaliel PLLC at admin@kalielpllc.com or 202-350-4783.
Kaliel PLLC
Tycko & Zavareei LLP
Kopelowitz Ostrow
Contact: Jeffrey Kaliel, 202-350-4783
SOURCE Kaliel PLLC