Booking ticket on IRCTC's website is a tough task. Too many payment failures always make it miserable to book tickets on this website. 

In a bid to promote digital transactions, the Indian Rail Catering and Tourism Corporation (IRCTC) has launched its much awaited payment aggregator system IRCTC iPay.

The exclusive digital payment gateway will provide better digital experience and improved online digital payment convenience to rail passengers availing online travel-related services through the website.

The new IRCTC iPay provides payment options like UPI – Unified Payment Interface, Debit Card, Credit Card, International Card. In a few days, IRCTC plans to add the option of IRCTC prepaid card cum wallet, auto debit as well.

The new payments platform will mean that IRCTC will now have full control of the payment system. IRCTC said iPay promises to be passenger friendly, easy to use, reliable and faster.

The refund process too will be easier after this payment aggregator. 

The back-end support for the IRCTC iPay will be provided by MMAD communications, a Delhi-based firm which is IRCTC’s technology partner.