May 04, 2018 05:40 PM IST | Source: Moneycontrol.com

Buy Shriram City Union Finance; target of Rs 2527: HDFC Securities

HDFC Securities is bullish on Shriram City Union Finance has recommended buy rating on the stock with a target price of Rs 2527 in its research report dated April 28, 2018.

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HDFC Securities' research report on Shriram City Union Finance


SCUFs  4Q results were bogged down by the shift to 90DPD. Higher provisions (2x  sequentially) led to a significant miss on net earnings (~Rs 470mn vs. an  estimate of ~Rs 1.6bn). Opex also jumped (~15% YoY) primarily driven by higher  staff  costs  (32%  YoY)  as  SCUF  built up higher bench strength.

Outlook

We believe growth revival is  a given. Dip in provisions and a tight leash on costs will boost return ratios  49bps over FY18-20E. Maintain BUY with TP of Rs 2,527 (2.5x Mar-20E ABV of Rs 1,011).

For all recommendations report, click here


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