Millions of people in the UK struggle to get travel insurance every year on account of their pre-existing medical conditions. Others end up paying through the nose for it.
Those with health problems, or even those who had issues in the past, are deemed more risky for an insurance company to cover and so are more likely to need treatment while abroad, which the insurer will need to foot the bill for.
This can drive up the cost of insurance and may mean that those looking for cover need to get it from a specialist provider.
One in five people can't get travel insurance because of a historical health problem, according to a recent study by Co-op.
Mintel, the market research firm, said 4.2m people...